Utility Costs in Indiana (IN)
The average household in Indiana pays $238 per month for utilities, which breaks down to $130/mo for electricity (at 13.5¢/kWh), $70/mo for natural gas, and $38/mo for water. This is $9 (3.64%) below the national average of $247/mo. Coal-heavy power mix keeps rates moderate. Cold winters increase gas heating costs.
Utility Costs by City in Indiana
The table below shows average monthly utility costs for 4 cities in Indiana, sorted by total cost from highest to lowest. Costs can vary within a state due to different utility providers, local water systems, and microclimates. Indianapolis is the most expensive at $244/mo, while Fort Wayne is the most affordable at $232/mo.
| City | Electric | Gas | Water | Total/Mo | Annual | vs. State Avg |
|---|---|---|---|---|---|---|
| Indianapolis | $132 | $72 | $40 | $244 | $2,928 | +$6 |
| South Bend | $125 | $75 | $38 | $238 | $2,856 | Same |
| Evansville | $135 | $65 | $35 | $235 | $2,820 | -$3 |
| Fort Wayne | $128 | $68 | $36 | $232 | $2,784 | -$6 |
How Indiana Compares to Other States
Below is a comparison of Indiana with five states that have similar total monthly utility costs. This comparison helps illustrate where Indiana stands nationally and shows how the cost breakdown (electric vs. gas vs. water) can differ even when totals are similar.
| State | Electric | Rate | Gas | Water | Total/Mo |
|---|---|---|---|---|---|
| Indiana (IN) | $130 | 13.5¢/kWh | $70 | $38 | $238 |
| Minnesota (MN) | $115 | 14.5¢/kWh | $85 | $40 | $240 |
| Ohio (OH) | $120 | 13.5¢/kWh | $75 | $45 | $240 |
| South Carolina (SC) | $145 | 13.0¢/kWh | $55 | $40 | $240 |
| Texas (TX) | $145 | 12.8¢/kWh | $50 | $45 | $240 |
| Illinois (IL) | $115 | 14.5¢/kWh | $80 | $40 | $235 |
Utility Cost Breakdown for Indiana
Electricity in Indiana
The average electricity bill in Indiana is $130/month, with a rate of 13.5¢/kWh. This is well below the national average rate of about 16 cents per kWh, making Indiana one of the more affordable states for electricity. The total bill of $130/mo is below the national average of $137/mo.
Natural Gas in Indiana
Natural gas costs average $70/month in Indiana. This is near the national average, reflecting moderate heating needs and gas pricing. The national average gas bill is approximately $65/month.
Water in Indiana
Water and basic sewer service averages $38/month in Indiana. This is near the national average for residential water service. The national average water bill is approximately $45/month.
Frequently Asked Questions About Utilities in Indiana
What is the average utility bill in Indiana?
The average household in Indiana pays approximately $238 per month for utilities, or $2,856 per year. This includes $130 for electricity, $70 for natural gas, and $38 for water. This is $9 below the national average.
How much is electricity per kWh in Indiana?
The average residential electricity rate in Indiana is 13.5¢/kWh, which translates to an average monthly electric bill of $130. This is near the national average of approximately 16 cents per kWh.
Which city in Indiana has the highest utility costs?
Among the cities tracked, Indianapolis has the highest average utility costs at $244/month, while Fort Wayne has the lowest at $232/month. Costs can vary further depending on your specific utility provider and usage.
How can I lower my utility bills in Indiana?
To reduce your utility costs in Indiana, consider: upgrading to energy-efficient appliances (look for ENERGY STAR ratings), improving home insulation and sealing air leaks, using a programmable or smart thermostat, switching to LED lighting, and fixing any water leaks promptly. Check with your local utility for rebate programs and energy audit services.
Are utility costs in Indiana going up?
Utility costs nationwide have been increasing at approximately 2-4% per year due to infrastructure investments, fuel costs, and growing demand. In Indiana, trends depend on local factors including energy source mix, regulatory decisions, and weather patterns. States with hydropower or wind energy tend to see more stable pricing. Contact your local utility provider for rate change notices and budget billing options.
Compare Utility Costs Across States
Use our utility cost lookup tool to compare Indiana with any other state, or browse all 50 states ranked by cost to see where Indiana stands nationally. Understanding utility costs can help with budgeting, relocation decisions, and identifying savings opportunities.